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The list has changed over the years because some banks like Capital One 360 started using Chex Systems.
If you are opening an account online but do not have a way to fund it instantly with another account or credit card, most online accounts can be funded with a prepaid debit card with the Visa® or Master Card® logo.
Once you remain in good standing for some time, Wells Fargo may offer you an upgrade to a regular checking account, with less restrictions.
Banks will sometimes conduct Chex Systems Sweeps on existing customers and close accounts without warning even if your account is in good standing.
Membership is open if you are affiliated with the Armed Forces, Do D, Coast Guard or National Guard.
This includes Army, Marine Corps, Navy, Air Force, and Coast Guard regular Active Duty and reservists, and Army and Air National Guard personnel.
Or, use Pay Pal® to add money to your bank account.